187 – Name Changes and the Benefits of Marriage

Name Changes and the Benefits of Marriage – Episode #187 

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We found a few great articles online and just had to share with you.  From changing your last name to legal benefits to marriage!   

Before we get to the heavy, let’s talk about how it’s ok to have more than one dress on your wedding day!

Ashley Greene wedding two dresses 

Should you change your last name 

  • Emotional decisions for changing your last name 
  • How will your future spouse feel 
  • Keep your last name 
  • Hyphenate 
  • If you keep your last name what names would your children have 
  • If established in your career how will a name change affect it 

Legal Benefits of Marriage (found on the knot 

Taxes 
  • Marital Tax Deduction 

“You can transfer an unlimited amount of assets to your spouse at any time, free from tax. That also includes leaving assets in your estate to your spouse without estate or gift tax subjection.” 

  • Filing Taxes Jointly 

“If one spouse stays at home and the other has a high-paying job—or just a job—it benefits to file jointly.” 

Financial Benefits of Marriage 
  • Social Security Benefits 

If either you or your spouse doesn't qualify for your own Social Security benefits, you can receive the other spouse's benefits 

You can also potentially receive Medicare, disability, veterans, military and pension plan benefits through your spouse. 

  • Prenuptial Agreement Benefits 

If one person spends a substantial amount of time on career and [the] other spends it on raising children, we will compensate the non-monied spouse in a prenuptial agreement by dividing assets fairly between the spouses should the marriage end. 

  • IRA Benefits 

An Individual Retirement Account can be used a few ways in the course of a marriage, including rolling over a deceased spouse's IRA to your own, or you can contribute to a spousal IRA, which is an account that lets an employed spouse contribute to an unemployed spouse's retirement account. 

Legal Decision-Making Benefits 

You can have the status as next-of-kin for hospital visits, which grants you the ability to make medical decisions in the event your spouse becomes sick or disabled. 

Inheritance Benefits 

A spouse can inherit an entire estate without tax consequences. 

Health and Employment Benefits of Marriage 

  • Health Insurance Benefits 

You can usually get on your spouse's health insurance and get a family rate. 

  • Paternity Child Benefits 

If any issues ever arise over the paternity of a child with a married couple, the married couple may have less of an issue.  

  • Leave Benefits 

Through your employer, you can usually take a family leave if your spouse is sick, or bereavement leave if your spouse or someone in your spouse's immediate family passes away. 

The Emotional Benefits of Marriage 

  • Longer Life 

Research consistently shows that couples in a committed marriage even live longer than those who are single, cohabiting or divorced 

  • Less Chance of Developing Depression 

Of course, no relationship is perfect, but a healthy, functioning marriage can provide stress and anxiety relief in many different forms: encouraging each other to strive for healthier goals, complimenting each other's positive qualities and celebrating each other's successes 

  • Increased Serotonin Levels (a Natural Antidepressant) 

Coming home from a long day of work and having that partner there for physical affection increases positive mood, and, ultimately, intimacy. 

 *NOTE* 

Allergic reaction to bouquets 

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Summary
Name Changes and the Benefits of Marriage - Episode #187 
Article Name
Name Changes and the Benefits of Marriage - Episode #187 
Description
We found a few great articles online and just had to share with you.  From changing your last name to legal benefits to marriage!   
Author
Publisher Name
From Ring to Veil | Wedding Planning Podcasts
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